High-Income Tax Preparation & Planning in Denver

Work directly with Philip M. Falco, CPA

CPA of Denver helps individuals and couples coordinate federal and Colorado tax preparation with proactive planning when income includes substantial W-2 wages, bonuses, investments or equity compensation. Work directly with Philip M. Falco, CPA, to define the preparation and planning support your household needs.

Request an initial consultation · See what to provide before the meeting

Tax Preparation for High-Income W-2 Households

A household can have straightforward employment and still have a complex return. Two earners, changing bonuses, brokerage activity, stock awards and deduction questions can require coordinated review. We prepare the federal return and applicable Colorado return, identify additional state work and review the schedules involved before quoting the engagement.

This service is distinct from our narrowly defined $99 W-2-only offering. If your household has investments, equity compensation or other excluded items, request a scoped review rather than starting the simple-return checkout.

Investment Income and Equity Compensation

Provide brokerage statements, realized-gain information, stock-plan records and payroll details together. Equity compensation can involve compensation reporting as well as a later stock sale. We review the award type, relevant dates, amounts reported by the employer and available basis records so the return and projection use consistent information.

RSUs, incentive stock options and nonstatutory options should not be treated as interchangeable. Planning discussions can include an expected vest, exercise or sale, with the timing, cash needs and reporting reviewed before an action is taken. See the IRS overview of stock options and Publication 525 on taxable compensation for background.

Year-End Tax Projections and Proactive Planning

A projection estimates current-year federal and Colorado liability using the information available, then compares it with withholding and payments. We can model changes in wages, bonuses, investment gains and equity events, review deduction questions and discuss actions still available before the relevant deadline. A projection is updated when assumptions change; it is not a guarantee of a final tax result.

Mortgage interest and other deduction questions require the supporting records and the rules for the year involved. See IRS Publication 936 for mortgage-interest background. For an overview of the process, read tax preparation versus tax planning.

If you are approaching your last working year, see retirement tax planning to compare final pay and equity events with income in later years.

Work Directly With Your CPA

Philip works directly with you to understand the household’s tax picture, explain the scope and coordinate preparation with planning. The focus of this engagement is CPA tax preparation and planning. Discuss expected meetings, timing and deliverables at the outset.

Preparation, Planning, and Ongoing Engagement Options

Review our tax preparation and planning fee guide for general ranges and engagement choices.

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Preparation and planning are separate services unless included together in the engagement. An annual package can be quoted after review. Fees depend on complexity and the agreed work; consultation timing and any consultation fee are confirmed when scheduling.

What to Provide Before Your Initial Consultation

Start with a brief description of your goals and the types of income involved. After receiving secure transfer instructions, provide the most recent federal and state returns, current pay information for both spouses where applicable, and a summary of expected bonuses, investment changes and equity events. Our consultation checklist explains the records in more detail.

Frequently Asked Questions

Do you work with high-income W-2 couples?

Yes. CPA of Denver works with individuals and couples whose returns involve higher W-2 income, investments, equity compensation and more complex preparation and planning needs. The initial review determines the engagement scope.

Do you provide planning as well as tax preparation?

Yes. Return preparation, a year-end projection and additional planning meetings can be scoped separately or combined in an annual engagement with agreed deliverables.

Will we work directly with a CPA?

You work directly with Philip M. Falco, CPA, for this preparation and planning relationship.

Can you help with RSUs and stock options?

Yes. We review the compensation documents, payroll information, stock transactions and related tax reporting within the agreed scope. Different awards have different tax treatment; provide the plan and transaction records before decisions are modeled.

What determines the fee?

Fees depend on the return complexity, investment and equity activity, states involved, completeness of records and amount of planning requested. We quote the scope after an initial review; the limited $99 W-2-only engagement is not the appropriate scope for these complex returns.

How should we send prior returns?

Contact us first to request secure document-transfer instructions. Do not attach tax returns, Social Security numbers or account details to an ordinary email.

Discuss Your Tax Preparation and Planning Needs

Tell us briefly about your income sources, the return year and whether you need preparation, a projection or ongoing planning. Request an initial consultation. Please wait for secure document-transfer instructions before providing tax returns or financial records.

Published October 17, 2026 · CPA of Denver. General service and preparation information; the engagement and applicable tax year determine the advice and work provided.