Tax Planning Before a Decision or Filing Deadline
CPA of Denver helps individuals and business owners bring expected income, payments and selected alternatives together before decisions are finalized. Preparation, a projection, a planning project and annual advisory are different engagements; the agreement identifies the work included.
Year-End Tax Projections for Individuals and Couples
Review household wages, bonuses, investment activity and equity events together with withholding and estimated payments. Identify missing information and decisions with time-sensitive consequences. See high-income household planning and the preparation-versus-planning comparison.
Approaching retirement? Compare Roth conversions, withdrawals, gains and Marketplace income with our retirement tax planning service.
Tax Planning for Denver Business Owners
Business planning can involve current profit, owner compensation, distributions, retirement questions, equipment purchases, real-estate transactions and state activity. Bring business and owner information together when reviewing K-1 income, basis and expected payments. The engagement defines which questions and scenarios will be analyzed.
Federal and Colorado Payment Review
A projection may need updating as income or transactions change. For payment-focused calculations, use estimated tax planning; broader alternatives and implementation require their own scope. Related individual or S corporation preparation is included only when agreed.
Compare Planning Projects and Annual Plans
| Option | Fee or starting point | Defined purpose |
|---|---|---|
| CPA Consultation | $350 | Up to one hour total for document review, preparation and the telephone call. Written reports and implementation require a separate scope. |
| Annual Tax Strategy Review | From $1,500 | A defined two-meeting project with one baseline and one alternative. |
| Tax Strategy Series | $1,700 | Three 75-minute meetings, up to two agreed alternatives and a written planning summary within the listed scope. |
| Annual advisory plans | Review the current plan comparison | Preparation and scheduled planning under a year-long engagement, with defined limits and monthly billing. |
For entity and owner coordination, see business advisory. Review fee guidance and the complete service terms before choosing an option; meetings, written deliverables and additional updates are not interchangeable across offers.
Family Home Sales and Seller Financing
Review family seller-financing planning before finalizing a related-party home transaction. Supporting guides cover interest-rate questions, installment reporting and below-market terms and gifts. Use the Before You Sign checklist; written recommendations and detailed calculations are separately quoted.
Prepare for Your Planning Discussion
Use the year-end checklist and consultation records checklist. Read how the engagement works and meet Philip M. Falco, CPA. Send sensitive records only through the agreed secure process.
When Should Planning Begin?
Allow time to gather records and evaluate options before the relevant decision or deadline. If facts change during the year, confirm whether an updated projection or additional meeting is needed.
Request a Planning Scope Review
Describe the decision, tax year and relevant deadline. We confirm service fit, availability and the proposed engagement before work begins.